Steven Pham's Legal Blog

Now, I am no financial analyst and can only opine based on what I curently see in the real estate, financial market, and the banking industry.  With that being said, the state of economy today is largely as the result of the Fed’s failure to monitor, regulate, and properly manage the federal banking system and […]

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In Texas, the general consensus by the court is that a financial broker or investment advisor is a fiduciary.  Thus, a financial broker or adviser owe his or her client the fiduciary of care, the fiduciary of good faith and fair dealing (without conflict of interests), the duty to communicate with clients and keeping them […]

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In this ever fluctuating economy, everyone has been anxious and worry about their investment and retirement accounts, especially those that watched their portfolio dropped as much as 30% last week, and rebound again at 10% this week.  Whether one should hold on to his/her investment depends on a variety of factors; of which, one’s age […]

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About 2 weeks ago, I recieved in the mail something that gives most of us a shrug, a jury summon.  Trying not to think about it, avoiding it, I shoved it with all the bills, junk mails, and the like on my desk.  At 11:00pm last night, my wife had a wise idea that we […]

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The recent passage of the $700 Billion bailout by the U.S. government signals that this is a time of uncertainty.  While most people would agree that the bailout would help the financial industry from failing and going into bankruptcy, experts are not certain and disagree on how much it would help some of these failing […]

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Recently, I was asked to spear-head our firm’s marketing strategy and reassess our efforts to promote business.  This is a gargantuan endeavor because we have numerous websites, blogs, and hundreds of web pages, if not thousands, to review.  Although this would be a laborious task, and undoubtedly time consuming, it would not be as ambitious […]

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Not widely known, the USCIS implemented a new vaccination requirement starting last August 1, 2008 for female immigrant applicants outside the U.S. through Consular Processing and for those who seek Adjustment of Status in the U.S.  The new vaccination is part of the requirement based on the Illegal Immigrant Reform and Immigrant Responsibility Act (IIRIRA) which […]

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I am not a political person and usually do not meddle into politics.  However, recent Olympic events show the true characters of the Chinese government (Mainland Chinese government, that is).   With the reputation of the nation on the line, the Chinese government and their Olympic committee chose deceptions and frauds to host their first, and […]

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Last week, the U.S. Supreme Court ruled on the Exxon Valdez case in which it limited the punitive damage to equal the actual damage for $507.5 million.  The court reversed the 9th Circuit Court’s ruling that the $2.5 billion in punitive damage award, roughly 5 times the actual damages, holding that the punitive damage award […]

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Previously, I wrote an extensive blog regarding drafting resumes.  In that article, I stated that, “a well written and organized resume would get you the interview, which would land you a job.”  Although that may be true, an equally important part of drafting your resume and submitting it to potential employers would be a well […]

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